Purchase a home.
Finding the right mortgage is more than shopping for rates. It’s about choosing a mortgage that fits into your total financial picture. That’s why we consider your complete financial situation, including long-term goals, before presenting you with a home financing solution. We’ll show you a variety of ways to finance a primary or secondary residence that will meet your unique financial needs today, and help keep you on the path to achieving your lifetime financial objectives.
Refinance your home.
Refinancing can be an important financial strategy that, depending on your personal situation, can potentially maximize tax deductibility1, give you greater control over your monthly cash flow and provide increased financial liquidity. We can help you determine if refinancing is a good strategy for you, and if so, we’ll review your refinancing alternatives and help you choose the options that can help you reach your goals.
Access available equity in your home.
The available equity in your home can provide borrowing power to finance your short-term needs such as home improvements or higher education costs. Because the equity in your home can serve as collateral, you can potentially benefit from attractive interest rates. In addition, the interest you pay may be tax-deductible.1 We offer innovative home equity products that can provide the cash you need, when you need it.2
1Neither Merrill Lynch nor its Financial Advisors provide tax advice. Please consult your tax advisor regarding the deductibility of mortgage interest.
2Equity Access® funds may not be used to purchase, carry, or trade securities or repay debt incurred to purchase, carry, or trade securities.
Bank of America, N.A. reserves the right to reduce or suspend your Equity Access® credit limit in the future for reasons set forth in your loan agreement, including but not limited to a significant decline in the value of your property or a material change in your financial circumstances.
Equity Access is a registered trademark of Bank of America Corporation.