
Merrill Lynch Home Loans™ Relationship Pricing Recognizes – And Rewards – You For Your Total Relationship
Merrill Lynch Home LoansTM is pleased to offer you pricing based on your total relationship with Merrill Lynch and/or Bank of America, N.A.
Whether you’re considering purchasing a home or accessing the available equity in your existing home, a Merrill Lynch Financial Advisor looks at your total financial picture and recommends a solution that helps you meet your goals and aligns with your financial strategies. With our broad suite of innovative solutions we can help you select financing that works well within your total financial picture.
Now with Merrill Lynch Home LoansTM Relationship Pricing, you can receive the added benefit of additional cost savings when you choose Merrill Lynch for your home financing.
Save with rate and closing cost discounts
Our Relationship Pricing program offers a rate discount on select non-conforming (Jumbo) mortgages or Equity Access® home equity lines of credit and a closing cost discount on all conforming mortgages. This can provide you with significant savings over the life of the loan. Discounts may be available to you based on your assets and/or deposits with Merrill Lynch and/or Bank of America, N.A. To learn more, speak with a Merrill Lynch Financial Advisor today.
Relationship pricing discounts are only available to individuals (i.e. natural persons) who have a vested interest in the proposed mortgaged property. To be eligible for the closing cost credit, the client must transfer new assets totaling at least $250,000 (additional discounts may be available for higher asset levels) to Merrill Lynch Pierce, Fenner & Smith Incorporated (“MLPF&S”) or Bank of America, N.A. (“BANA”) prior to loan closing. To be eligible for the rate discount, the client must have assets totaling at least $250,000 (additional discounts may be available for higher asset levels) with MLPF&S or BANA prior to loan closing. Assets may be held in a combination of MLPF&S brokerage accounts, as well as accounts held at Bank of America. N.A. The client is not required to have any particular type of account to receive the relationship pricing discount. All assets are subject to verification for eligibility prior to closing.
IMPORTANT NOTE: You are NOT required to trade or hold securities or open or maintain a MLPF&S account in order to obtain relationship pricing for BANA mortgages. If you want to meet the balance threshold entirely through deposits, you are entitled to do so.
Equity Access is a registered trademark of Bank of America Corporation.