Managing What You Owe Is As Important As Managing What You Own®
That's why we believe people like you choose us at Merrill Lynch Home LoansTM, we look at your total financial picture and provide tailored financing solutions that can help you meet your goals, and align with your existing financial strategies. With our broad suite of innovative solutions, our team is well-equipped to help you select the mortgage that best meets your individual needs.
| Flexible First Combination Mortgage and Home Equity Line of Credit |
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| Corporate Rewards Program |
- With the Corporate Rewards program from Merrill Lynch Home LoansTM, you can offer your employees a valuable benefit at no cost to the organization or your employees.
- Corporate Rewards is a home financing discount program that offers special closing cost discounts on Merrill Lynch Home LoansTM first mortgage products.2
- The program provides guidance and counsel to your employees throughout the home buying and selling process, as well as innovative home financing solutions that can complement their overall financial lives.
- Employee participation in the program is completely voluntary.
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Foreign National
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- Merrill Lynch Home LoansTM provides special assistance to help non-U.S. citizens understand the process and overcome the obstacles of financing a home in the United States.
- The Foreign National Home Finance program provides home financing solutions for qualified non-U.S. citizens who are purchasing or refinancing a primary or second home in the United States.
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| Qualified Buyer Program |
- With the Qualified Buyer program applicants may be conditionally preapproved for a mortgage loan prior to selecting a property.
- Obtain a complimentary conditional preapproval letter to use while shopping for a home.
- Save time by identifying the appropriate price range of homes you should be targeting.
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1Combined loan amounts over $3M may be available on a case-by-case basis to qualified applicants. Please note, minimum home equity credit line is $50,000; credit lines are available up to $1 million; credit lines larger than $1 million may be available on a case-by-case basis to qualified applicants.
Bank of America, N.A. reserves the right to reduce or suspend your Equity Access credit limit in the future for reasons set forth in your loan agreement, including but not limited to a significant decline in the value of your property or a material change in your financial circumstances.
2Offer is nontransferable and excludes all home equity products. All closing cost credits are paid by Bank of America, N.A.